About Us Services Cases Information Agents Table
 

Details and examples of cases we closed

These are actual case studies of our clients:

Case Study #1, Senior Settlement

Case Study - Female in her 70s
Policy Value: $500,000
*21st life expectancy - 108 months
Level premium till maturity - approx. 24,000 (4.8% of face)
Cash surrender value - $0
Net offer to client - $135,000 (27%)
Offer VS. CSV ratio yield - 6900%
Case went to closing - second quarter of 2007

Case Study #2, Senior Settlement

Case Study - Female in her 80s
Policy Value: $2,000,0000
*21st life expectancy - 98 months
Level premium till maturity - approx. 75,000 (3.6% of face)
Cash surrender value - $0
Net offer to client - $665,000 (33%)
Offer VS. CSV ratio yield - 3000%
Case went to closing - second quarter of 2007

Case Study #3, Senior Settlement

Case Study - Male in his 70s
Policy Value: $350,000
*21st life expectancy - 42 months
Level premium till maturity - approx. 23,000 (7% of face)
Cash surrender value - $0
Net offer to client - $175,000 (50%)
Offer VS. CSV ratio yield - 875%
Case went to closing - second quarter of 2007.

Case Study #4, Senior Settlement

Case Study - Male in his 80s
Policy Value: $1,000,000
*21st life expectancy -38 mo
Level premium till maturity - approx. 75,000 (7.5% of face)
Cash surrender value - $0
Net offer to client - $ 595,000 (50%)
Offer VS. CSV ratio yield - 3600%
Case is pending closing - third quarter of 2007.

Case Study #5, Senior Settlement

Case Study - Female in her 70s
Policy Value: $2,000,000
*21st life expectancy - 148 months
Level premium till maturity - approx. 120,000 (6% of face)
Cash surrender value - $0
Net offer to client - $ 440,000 (22%)
Offer VS. CSV ratio yield - 2600%
Case went to closing - second quarter of 2007.

Case Study #6, Senior Settlement

Case Study - Male in his 80s
Policy Value: $500,000
*21st life expectancy - 55 months
Level premium till maturity - approx. 25,000 (5% of face)
Cash surrender value - $0
Net offer to client - $ 210,000 (42%)
Offer VS. CSV ratio yield - 684%
Case went to closing - second quarter of 2007.

 

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